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Errors & Omissions Insurance (also called E&O, EO and Professional Liability Insurance) helps protect your company or professional practice from risks not typically covered by your general commercial liability policy. E&O is a businessperson’s version of the malpractice insurance taken out by medical practitioners and lawyers. Errors & Omissions insurance is an essential part of your comprehensive business insurance portfolio, whether you work from an office or out of your home. If you are just starting a company, you would be wise to purchase E&O coverage before you open for business. If you already have a policy, you should review it periodically to make sure it is up to date. As your business expands, it’s a wise idea to increase your coverage limits and reduce your exposure to claims.